Basic Photography Tips for Beginners

So, you’ve bought a camera. But there’s this teeny little problem about the whole thing: you don’t know the first thing about cameras or the principles it functions on! Not to worry though, this article is here precisely for that purpose. To guide you through the basics of photography without sounding like a lecture in Physics. First things first, the camera is basically a device that captures the scene in front of you, using the same principle that applies to your eyes. Light enters your eyes, passes through the lens and forms a image on the retina.

Now, just hold that thought and think about the following points:

• Aperture: This is nothing but the function of the camera that regulates the amount of light coming in the camera. Think of it as your iris which adjusts according to the light outside. Don’t you experience a blackout of sorts when you enter a dark room from a brightly lit area? That’s what happens when the aperture of the camera is inappropriately set. So, lower the light, higher the aperture.

• Exposure: This is the amount of light that is allowed to fall on the film/sensor. Not much to explain here, but the correct manipulation of exposure can do aesthetic wonders for your photographs. Exposing your sensor for a long period, results in, more light falling on your sensor, making your picture brighter.

• Shutter-Speed: Simple. The camera is your eye. The shutter is your eyelid. It’s that easy. How to adjust shutter speeds to get awesome effects? Keep it fast if you want stop-motion photos. For example, sweat jerking off a footballer’s forehead as he kicks the ball. Or, keep it slow if you want a blurry effect.

• Lens: Every camera has a lens. Digital, SLR, mobile phone, you name it. They are the basic components of the camera and can be very helpful in defining your particular style of photograph. If you’re a sports photographer, use a telephoto; for landscape, use wide angle and so on.

• Depth of field – could be used to describe sharp focused area in a photograph. We can shoot either way area focused is sharp focused and foreground and or background are blurred While we also choose to take a photo where every element is sharp and crystal clean

These were just the basics of photography. Though reading it doesn’t make you an expert, it sure will help you in understanding what those buttons on your DSLR are used for!

Use Financial Calculators To Realize Your Financial Goals

Online money calculators are a good way to keep your financial future in check. You can find these calculators for free online to determine things like your monthly mortgage payments, the amount of money you will need to save in order to reach a goal, or to compare loan and investment terms. As a result, these calculators can prove to be very worthwhile to just about anyone interested in planning and preparing for their financial future.

Types of Financial Calculators Available

There are many different types of financial calculators that can be found online. The one you choose will there before be dependent on the task which you would like to perform. There are investment calculators, mortgage calculators, car loan calculators, retirement calculators, debt management calculators and credit card calculators. Based on this list you should be able to see that there is a calculator to suit just about any financial situation you may have.

Information Needed to Use Financial Calculators

The type of calculator that you choose to use will determine the nature of the information needed. In the case of loans, like your mortgages, credit cards and auto loans, you will generally need to enter the interest rate at which the loan will be charged, the amount being borrowed and the duration for which the loan will last. Other information will of course be needed in the case of a mortgage calculator.

Savings calculators like your investment and retirement calculator generally require the interest rate at which money will be earned, the duration for which you plan to save and in some cases the amount you plan to save, whether monthly, bi-monthly or yearly. In the case of retirement calculators you would need to enter additional information depending on the retirement scheme being used.

Benefits of the Financial Calculators

These calculators can be used to provide you with a wealth of information. For instance, if you a set financial goal, these calculators can be used to determine how much you need to save each month at a given interest rate for a set time period to meet your goal. This can greatly help you in designing your budget to meet both your present and future needs.

In addition, if you plan on purchasing a new house or car, you can use these calculators to help you decide the price range that you can afford. This will help to prevent you from choosing something that will only put you in debt. If you have credit card debts that you would love to erase, you can also use this medium to help you determine the amount you need to pay each month so as to completely erase your debt with time.

Cheap Air Flights – The Easy Guide to Exploring Your Array of Travel Choices

Feeling excited? You have finally decided to get with the program. Down tools at work, and book up an exciting trip to foreign lands. Cool! Think about it. Warm beaches, sunshine, cocktails and a good vibe. It's going to be great! Only one thing. First of all you have to get there. And whilst it is great to splurge out the cash when you actually get away on holiday. It is a nice feeling to know that you have not splashed the cash on the flight to get yourself over there in the first place! So, this is where this article will start to set you on the right track. Ok. So you want a cheap air flight to somewhere exotic. What's the first step?

To answer that question the first step really comes with planning. Before you can decide on an exotic location it is necessary to plan. Such factors as budget, length of time that you have available for the trip, preferences in terms of the type and style of holiday that you seek, and the availability both of yourself in terms of time, and any companions that you wish to travel with must be considered. Because, while it can be great to go traveling on your own. And in fact some of the biggest adventures you will ever have will come when you are traveling solo! It is also a fact that traveling with someone you like, get on well with, and which company you enjoy, can make the experience that much sweeter, and that much more fun. (Especially when you only have two brief weeks away from work!)

Okay, so let's get down to planning. So you have decided you want to go on this trip. So how much money do you have to spend? This is a biggie. I was watching a program on MTV the other day about heiresses. There was one lady on there who had a fortune of some $ 300 million dollars. And so to all intents and purposes, her budget was limitless. The trips that she had planned included an island in the Caribbean. Only, not just any island. An island that cost $ 10,000 a day! So you can bet that her idea of ​​getting cheap air flights to her destination, would not be the same as yours;)

So, assuming that you are not a $ 300 million heiress, and that money is a consideration. What cheap flight options do you have? One of the first aspects to look at with cheap flights is to see whenever any discounts are available through your work. This is an often overlooked aspect of getting cheap flights, but is in fact quite useful to consider at times. Especially if you work inside a large organization say for example like American Express or a big car company where they have big buying power for their executives. These organizations will often have travel discount deals already in place with major airlines. So if you inquire with your human resources Department. You may find you can save money, right off the bat!

Another group of people who can often get cheap flight deals are students. There are many student discount travel arrangements, and these apply to all forms of transport, including rail and buses as well as flights. (For example inter-rail passes around Europe). One easy thing to do if you are a student (or under 25) is to check directly with the airlines, whether they have any arrangements specifically for students or young people, and if they do, then to make sure you take them up on them ! There's no point in leaving money on the table, especially when you're a student! And it could be better spent elsewhere;)

Also, the day of the week that you travel is also a key consideration. You'll find if you travel midweek that the flights will cost considerably less than if you travel at the weekend. This is simply a case of supply and demand. People tend to work during the week and take the weekends off, so that tend to be when people fly. So if you can in fact fly during the week, instead of the weekends, then you will save yourself some valuable cash. In the same way, a great way of getting cheap flights is simply to book them at the last minute. Be aware that this does not always work. And can in fact backfire, especially if you do it during peak season, when most flights will be fully booked. (And so can in fact get MORE EXPENSIVE!) But at low season, airlines are typically looking to fill the seats on their flights, and so, what this means is that they will often let them go for much, much lower prices than they would if you bought them several months in advance. For Example, if you are flying to places like Ibiza off-season, (from the UK), then your flight may well cost you one third third (or less) than if you fly during high season.

Quilting Business – Diversification of Your Income Stream

Other than making and selling quilting products to your customers, there are many ways that you can supplement your quilting business. Examples of these activities include conducting workshops, selling quilting supplies or providing quilting services to other quilters.

Workshops

This is not only a great way to earn extra income for your business, but it's also a good place to promote your products. Apart from these, workshop is also a platform for you to share your quilting knowledge and experience. In fact, conducting workshop can be deemed to be one of your marketing activities.

Having said that, conducting workshops do require you to plan ahead, meaning you have to decide who are your target audience, the venue of the workshops, how should you attract participants and things like that.

Selling quilting supplies

Selling extra quilting supplies that you do not need can be lucrative since you normally buy it at lower price from wholesalers.

If you have your own website, you can choose to put it up for sale on your website, else you can sell it on ebay. Beside, advertising for sale on other quilting website is another option.
However, you have to evaluate whether the advertisement fee charged by the webmaster is reasonable.

Another cheaper way to sell your quilting supplies for your quilting business is to put up a qualified ad in your local paper. But the effectiveness is arguable since the readership of the paper is usually limited.

Quilting service

You can provide quilting service to other quilters who do not want to or do not have the time to make their own quilts. You need to have enough resources to handle this type of service.

There are many other ways of supplementing your quilting business income. You have to evaluate which one is more suitable for you.